Welcome to
Jan Dhan Sanchay Co-Operative (Urban) Thrift & Credit Society Limited

JAN DHAN SANCHAY CO-OPERATIVE URBAN THRIFT & CREDIT SOCIETY LTD. (henceforth referred to JAN DHAN SANCHAY or the Society) is a Thrift & Credit Cooperative Society founded by Sh. Ram Bahal Singh and registered under the Delhi Cooperative Societies (DCS) Act 2003. The registration number of the Society is (10508). The Society was registered with the Registrar of Cooperative Societies, Delhi on 13 th Nov. 2017.

The primary objective of the Society is to uplift the social and economic conditions of its members by promoting saving habits. The products of the Society are in the shape of Daily Deposit, Fixed Deposits, Recurring Deposits, Saving Accounts, and Loans.

The Society has its corporate office at Delhi. The norms and rules of working related to the Society have been outlined under the Bye-laws of the Society.

JAN DHAN SANCHAY CO-OPERATIVE URBAN THRIFT & CREDIT SOCIETY LTD. strictly abides by the Delhi State Cooperative Society Act 2003, and conducts its business amongst the members of the Society. The Society uses the funds for loans to its members and for investments as per the Cooperative Society Act / Rules / Bye-laws.

The registration, guiding and supervising authority of the Society is the Registrar of Cooperative Societies (RCS), Delhi.


In order to continue the trend of serving the masses and maintaining a leading stance for our valuable customers, we constantly monitor the market and try to better ourselves in every possible manner. We stand firmly with what we believe in, thereby ensuring a satisfied client-base. Technological advancement is our forte so that banking at JAN DHAN SANCHAY society becomes a uniquely satisfying experience for one and all.

As the banking industry spreads its tentacles wider, JAN DHAN SANCHAY society is all set to realize its goals of bringing about innovative schemes and plans in order to serve customers better and make their banking experience with us highly beneficial. We aim to become a competitive financial system catering to a wide spectrum of customers.


To establish and become the pioneer in co-operative movement by ways of high quality standards, customer centric, service driven catering to the future of India.


  • Membership crosses over 20000+
  • Interest more than Banks.
  • Most Technologically Advanced Society.
  • Invites Advisors for the Growth of the Business of the Society.
  • Branch Office in Ashok Nagar Delhi.
  • Planning to Enable with CBS Banking.
  • Fully computerised and maintain transparency.
  • No TDS is applicable on the interest earned on the deposits.


  • To open branches in pan Delhi.
  • To convert into Multistate Credit cooperative Society.
  • To expand its wings into other states like U.P., Bihar, Rajasthan, Madhya Pradesh, Haryana.
  • To provide ATM facilities to its members in coming time.